CTI, LLC and its subsidiaries respect your privacy. This Privacy Statement informs you of our privacy practices and of the choices you can make about the way your information is collected online and how that information is used. This statement is readily available on our home page and at the bottom of every CTI, LLC Web page.

1. Sites covered by this Privacy Statement
CTI, LLC is a global organization, with legal entities, business processes, management structures, and technical systems that cross borders. This Privacy Statement applies to all CTI, LLC-owned websites and domains and the websites and domains of our wholly owned subsidiaries ("CTI, LLC website"), except that a privacy policy or statement posted on CTI, LLC websites specific to a particular CTI, LLC program or service will apply instead of this Privacy Statement.

Links to non-CTI, LLC websites: The CTI, LLC website may provide links to third-party websites for your convenience and information. If you access those links, you will leave the CTI, LLC website. CTI, LLC does not control those sites or their privacy practices, which may differ from CTI, LLC's practices. We do not endorse or make any representations about third-party websites. The personal data you choose to provide to or that is collected by these third parties is not covered by the CTI, LLC Privacy Statement. We encourage you to review the privacy policy of any company before submitting your personal information.

2. Collection of personal information
To serve you better and understand your needs and interests, CTI, LLC collects, exports, and uses personal information with adequate notice and consent, along with required filings with data protection authorities, when applicable. For example, when you order products or services, apply for instant credit, request information, subscribe to marketing or support materials, register yourself or your CTI, LLC products, enter contests or participate in surveys, or apply for a job at CTI, LLC, we will ask you to provide personal information to complete these transactions. The types of personal information you provide to us on these pages may include contact information such as your name, address, telephone number, and email address; financial information such as your credit card number; and other unique information such as user IDs and passwords, billing and transaction information, product and service preferences, contact preferences, educational and employment background, and job interest data. If you apply for instant credit, we will ask you to provide additional sensitive personal information such as salary, Social Security number and banking information. This information will be used by our financial services providers in determining whether to extend you credit.

If you choose to use a tell-a-friend program on our site, we will ask you for your friend’s e-mail address and automatically send your friend a one-time e-mail inviting your friend to visit the site. CTI, LLC uses and stores this information only for the purpose of sending this one-time e-mail and to provide tell-a-friend message blocking, where available.

In addition to the information you provide, CTI, LLC may also collect information during your visit to an CTI, LLC website through our Automatic Data Collection Tools, which include Web beacons, cookies, embedded Web links, and other commonly used information-gathering tools. These tools collect certain standard information that your browser sends to our website such as your browser type and language, access times, and the address of the website from which you arrived at an CTI, LLC website. They may also collect information about your Internet Protocol (IP) address, clickstream behavior (i.e. the pages you view, the links you click, and other actions you take in connection with CTI, LLC websites) and product information. An IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers use IP addresses to communicate on the Internet, allowing users to browse and shop. CTI, LLC may also use some of these Automatic Data Collection Tools in connection with certain emails sent from CTI, LLC and therefore may collect information using these tools when you open the email or click on a link contained in the email. To learn more, read How CTI, LLC uses automatic data collection tools.

CTI, LLC also collects information from commercially available sources that it deems credible. Such information may include your name, address, email address and demographic data. The information CTI, LLC collects from its commercial sources may be used along with the information CTI, LLC collects when you visit CTI, LLC’s websites. For example, CTI, LLC may compare the geographic information acquired from commercial sources with the IP address collected by Automatic Data Collection Tools to derive your general geographic area.

3. How we use your information
The information CTI, LLC collects to understand your needs and interests helps CTI, LLC deliver a consistent and personalized experience. For example, CTI, LLC may use your information to

• assist you in completing a transaction or order;
• communicate with you about products and services;
• provide service and support;
• update you on new services and benefits;
• provide personalized promotional offers;
• select content to be communicated to you;
• personalize some CTI, LLC websites;
• allow you to participate in contests and surveys; and
• contact you for market research regarding CTI, LLC products or services.

We will give you the opportunity to choose your privacy preferences regarding the communications we send.

The testimonials posted on our Web site are only posted with the expressed permission of the individual or company who provided that testimonial.

Credit card information is used only for payment processing and fraud prevention. Credit card information and other sensitive personal information required to process a credit decision is not used for any other purpose by our financial services providers or CTI, LLC and will not be kept longer than necessary for providing the services, unless you ask us to retain your credit card information for future purchases.

4. How we share your information
CTI, LLC will not sell, rent or lease your personal information to others except as described in this Statement. CTI, LLC shares personal information in the following ways:

CTI, LLC retains service providers and suppliers to deliver complete products, services and customer solutions and to assist CTI, LLC with marketing and communication initiatives. These providers and suppliers include, for example, credit card processors, providers of customer support and live-help, email service providers, automated data processors, and shipping agents. Suppliers and service providers are required by contract to keep confidential the information received on behalf of CTI, LLC and may not use it for any purpose other than to carry out the services they are performing for CTI, LLC.

From time to time, CTI, LLC participates in marketing initiatives with other companies. As part of these initiatives, certain CTI, LLC services and marketing communications are delivered at the same time as those from other companies. Some of these services and communications offer you the option to share personal information with both CTI, LLC and the other companies participating in these initiatives. For example, you may receive marketing communications from CTI, LLC and other companies or have the opportunity to register online for products from multiple companies. If you choose to provide personal information only to CTI, LLC, CTI, LLC will not share this information with the other companies participating in that marketing initiative. If you choose to provide personal information to the other companies, that personal information will be handled according to the privacy policy of those companies.

CTI, LLC will require the export of your personal information to other CTI, LLC-owned business entities in the US and Worldwide in accordance with this Statement to satisfy your request. Such export is a requirement of providing the information to CTI, LLC.

Except as described in this Statement, CTI, LLC will not share the personal information you provide to CTI, LLC with non-CTI, LLC third parties without your permission, unless to: (i) respond to duly authorized information requests of police and governmental authorities; (ii) comply with any law, regulation, subpoena, or court order; (iii) help prevent fraud or to enforce or protect the rights and properties of CTI, LLC or its subsidiaries; or (iv) protect the personal safety of CTI, LLC employees and third parties on CTI, LLC property.